Florida’s Statewide Payday Loan Database, Explained
Every licensed Florida payday loan is checked against the same statewide system.
Loan Guides
Florida Loan Laws
Guides in this category for Miami, FL borrowers.
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Licensed vs. Unlicensed Lenders in Florida: How to Check
A two-minute license check can save you from an unregulated, higher-cost loan.
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Tribal Lending in Florida: Why ‘Sovereign Immunity’ Loans Aren’t Safer
Some online lenders claim tribal sovereign immunity to avoid Florida’s loan caps altogether.
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Florida Title Loan Laws: Rules for Car-Secured Loans
A title loan is secured by your vehicle, which changes the risk profile compared to a payday loan.
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How to File a Complaint With the Florida Office of Financial Regulation
The OFR investigates licensing violations and collection abuse by Florida lenders.
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Your Rights as a Florida Borrower: The 60-Day Grace Period
Florida’s grace period is one of the more borrower-friendly features of any state payday law.